Is parallel dialing legal? The rules, with their sources.
None of the rules below bans a live rep from dialing several numbers at once. They regulate how the calls are made. Five at a Time rings up to five numbers at once for businesses calling the US and Canada, and which rules bite on those calls depends on who you call, what number you reach, whether anything prerecorded plays, and where the person is.
This is not legal advice. We are a software company. We read the rules below ourselves and link each one so you can check us. Talk to a lawyer about your own calling before you rely on any of it.
Who you call
A business or a consumer. The FTC’s rule exempts most calls to a business, with exceptions. It has no such exemption for calls to consumers.
What number you reach
A mobile phone used for work can still count as a residential line, and cell phones have rules of their own.
Whether anything prerecorded plays
A rep saying hello is a live call. A recorded message is regulated separately, and a voicemail drop is a recorded message.
Where the person is
Florida and Oklahoma have their own laws, other states have theirs, and Canada has its own regulator.
Which rules reach this call?
Pick the call you are about to make. You get the cited rules to read and the questions to take to a lawyer. You never get a yes.
Calling a business line in the US, with a live rep and nothing prerecorded: 5 rules to read and 3 questions for your lawyer.
Rules to read
The TSR’s business-to-business exemption
US federal. 16 CFR 310.6(b)(7)[3]
Exempts calls “between a telemarketer and any business to induce the purchase of goods or services”. Sellers of nondurable office or cleaning supplies do not get it, and parts of 310.3 still apply.
National Do Not Call Registry
US federal. FTC guidance and 47 CFR 64.1200(c)(2)[4][1]
The FTC’s guidance says the registry provisions do not apply to business-to-business calls. The FCC’s registry rule protects a “residential telephone subscriber”.
Recording, US federal law
US federal. 18 U.S.C. 2511(2)(d)[11]
Recording is lawful where the person recording is a party to the call or one party has consented.
Recording, state law
US states. For example California Penal Code 632[12]
Some states require everyone on the call to consent. California requires the consent of all parties to a confidential communication.
Other state telemarketing laws
US states. For example Oklahoma’s Telephone Solicitation Act[8]
Oklahoma’s law follows Florida’s model, according to a law firm’s summary. Other states have their own rules. Check each state you call.
Ask your lawyer about
Unsettled, or it turns on facts about your calls that a web page cannot see.
FCC calling hours
US federal. 47 CFR 64.1200(c)(1) and (e)[1]
No telephone solicitation to a residential subscriber before 8 a.m. or after 9 p.m. local time at the called party’s location. Paragraph (e) extends it to wireless numbers.
Written for residential subscribers and wireless numbers. Whether every number on a business list is neither is a fact about the numbers.
FCC abandoned-call rules
US federal. 47 CFR 64.1200(a)(6) and (a)(7)[1][15]
The FCC’s parallel to the TSR rule. Paragraph (a)(7) is written for “all telemarketing calls” answered live and is not limited to residential lines on its face. On October 28, 2025 the FCC proposed deleting these rules. It is a proposal.
Whether and how this reaches business-to-business calls is unsettled.
The second person who answers a batch
US and Canada. No rule names it
When two people answer the same batch, one gets the rep and the other does not. Vendors disagree about whether that second call counts as an abandoned call.
Cited on this page, not sorted into either list for this call: TSR calling hours (behind the business-to-business exemption); TSR abandoned calls and the 3% safe harbor (behind the business-to-business exemption); Autodialed calls to cell phones (written for calls to cell phones); Prerecorded voice (only when something prerecorded plays); Florida, automated and recorded sales calls (for calls into Florida); Florida, hours and attempts (for calls into Florida); National DNCL Rules (for calls into Canada); Your own do not call list, and saying who is calling (for calls into Canada); Registration, the Telemarketing Rules and the ADAD Rules (for calls into Canada); The ADAD Rules, before anything recorded plays (for calls into Canada); Canadian calling hours and abandoned calls (for calls into Canada); Recording, Criminal Code (for calls into Canada); Recording, PIPEDA (for calls into Canada). That is our reading of the text. It is not a ruling that they cannot reach you.
This panel sorts rules. It does not tell you a call is allowed, and it is not legal advice.
The same sorting, as a table
| Rule | Whose | A business line | A person at work, on a mobile | A consumer |
|---|---|---|---|---|
| The TSR’s business-to-business exemption[3]16 CFR 310.6(b)(7) | US federal | Read | Ask your lawyer | Not sorted |
| FCC calling hours[1]47 CFR 64.1200(c)(1) and (e) | US federal | Ask your lawyer | Read | Read |
| TSR calling hours[2]16 CFR 310.4(c) | US federal | Not sorted | Read | Read |
| TSR abandoned calls and the 3% safe harbor[2]16 CFR 310.4(b)(1)(iv) and (b)(4) | US federal | Not sorted | Read | Read |
| FCC abandoned-call rules[1][15]47 CFR 64.1200(a)(6) and (a)(7) | US federal | Ask your lawyer | Ask your lawyer | Read |
| The second person who answers a batchNo rule names it | US and Canada | Ask your lawyer | Ask your lawyer | Ask your lawyer |
| National Do Not Call Registry[4][1]FTC guidance and 47 CFR 64.1200(c)(2) | US federal | Read | Ask your lawyer | Read |
| Autodialed calls to cell phones[1][5]47 CFR 64.1200(a)(1)(iii) and Facebook v. Duguid | US federal | Not sorted | Read | Read |
| Prerecorded voice[1]47 CFR 64.1200(a)(1)(iii) and (a)(3). Only when something prerecorded plays | US federal | Ask your lawyer | Read | Read |
| Recording, US federal law[11]18 U.S.C. 2511(2)(d) | US federal | Read | Read | Read |
| Recording, state law[12]For example California Penal Code 632 | US states | Read | Read | Read |
| Other state telemarketing laws[8]For example Oklahoma’s Telephone Solicitation Act | US states | Read | Read | Read |
| Florida, automated and recorded sales calls[6]Fla. Stat. 501.059(8)(a) | Florida | Ask your lawyer | Ask your lawyer | Read |
| Florida, hours and attempts[7]Fla. Stat. 501.616(6) | Florida | Read | Read | Read |
| National DNCL Rules[9]National Do Not Call List, exemptions | Canada | Read | Ask your lawyer | Read |
| Your own do not call list, and saying who is calling[9]National Do Not Call List, exemptions | Canada | Read | Read | Read |
| Registration, the Telemarketing Rules and the ADAD Rules[10]National Do Not Call List, questions for organizations | Canada | Read | Read | Read |
| The ADAD Rules, before anything recorded plays[10]National Do Not Call List, questions for organizations. Only when something prerecorded plays | Canada | Read | Read | Read |
| Canadian calling hours and abandoned calls[10]CRTC Unsolicited Telecommunications Rules | Canada | Read | Read | Read |
| Recording, Criminal Code[13]Criminal Code, s. 184(2)(a) | Canada | Read | Read | Read |
| Recording, PIPEDA[14]Office of the Privacy Commissioner of Canada | Canada | Read | Read | Read |
“Read” means the text is written for that call on its face. “Ask your lawyer” means it is unsettled or turns on facts about your calls. “Not sorted” means the text is written for another kind of call or sits behind an exemption in the row above it. All three are our reading on November 13, 2026, not a ruling.
Two federal rules set the same window. The FCC bars telephone solicitation to a residential subscriber before 8 a.m. or after 9 p.m. local time at the called party’s location, and paragraph (e) extends that to wireless numbers.[1] The FTC’s Telemarketing Sales Rule (TSR) sets 8 a.m. to 9 p.m. at the called person’s location.[2]
Florida is tighter. It allows no commercial telephone solicitation before 8 a.m. or after 8 p.m. local time, and no more than three calls to one person in 24 hours on the same subject.[7]
Every one of those clocks runs where the other person is. Five at a Time skips a lead when it is before 8am or after 6pm in the lead’s local time, which it reads from the area code. An area code does not always show where someone is, a number whose time zone cannot be read is still dialed, and the dialer does not count how often you call the same person. Our Terms call the skip a safeguard, not a guarantee, and the three-call count in Florida is yours to keep.
Abandoned calls
Of everything here, this rule sits closest to what a parallel dialer does. Under the TSR, a call is abandoned if a person answers and is not connected to a sales representative within two seconds of the person’s completed greeting.[2]
The rule has a safe harbor. A seller is inside it when it does all four of these:
- abandons no more than 3% of the calls answered by a person, measured per campaign over 30 days;
- lets the phone ring for 15 seconds or four rings;
- promptly plays a recorded message with the seller’s name and number when no rep is available;
- keeps records.
The FCC has parallel rules at 47 CFR 64.1200(a)(6) and (a)(7).[1]
The second person who answers
On a parallel dialer several numbers ring, one person answers and gets the rep, and the lines still ringing are hung up. The definition starts when a person answers, so a line nobody picked up is a different thing from a line somebody did. (What each line does, step by step.)
The hard case is two people picking up in the same batch. The rep can talk to one. On Five at a Time the second person hears a short automated apology and the call ends, which is in section 2.4 of our Terms. Hold that second call against the definition above: a person answered, and no sales representative came on the line. Vendors disagree about whether it counts as an abandoned call. This page does not settle it.
It is also unsettled whether and how these rules reach business-to-business calls at all. The TSR exempts most calls to a business, which is the next part. The FCC’s paragraph (a)(7) is written for “all telemarketing calls” answered live and is not limited to residential lines on its face.[1] If your calls are covered, our Terms leave staying inside the rules to you (section 7.5). Solo mode rings one number at a time, so on solo there is no second line for anyone to answer.
Business-to-business calls
Selling to businesses changes some of the rules and leaves others alone. The TSR exempts calls “between a telemarketer and any business to induce the purchase of goods or services”.[3] The exemption has limits: sellers of nondurable office or cleaning supplies do not get it, and parts of section 310.3 still apply. The FTC’s guidance also says the National Do Not Call Registry provisions do not apply to business-to-business calls.[4]
The FCC’s rules use different words. Its registry rule protects a “residential telephone subscriber”,[1] and its abandoned-call rule is written for “all telemarketing calls” answered live. A mobile phone used for work can still count as a residential line.
So “we only call businesses” describes who you meant to reach. A list sold as B2B that is mostly personal cell phones is the case to take to a lawyer before you load it.
Autodialers and prerecorded voice
The FCC’s rules restrict calls to cell phones made with an automatic telephone dialing system or with an artificial or prerecorded voice.[1] In Facebook v. Duguid, decided April 1, 2021, the US Supreme Court held that an autodialer must have the capacity to use a random or sequential number generator.[5]
Five at a Time dials the leads in the list you load, and our Acceptable Use Policy bans dialing numbers generated in sequence or at random. We are not going to tell you what that makes it under the TCPA, and state laws use their own definitions: Florida’s speaks of an automated system for selecting or dialing numbers. That one is for your lawyer.
Prerecorded audio is its own category. Prerecorded telemarketing calls need prior express written consent.[1] A voicemail drop is a prerecorded message, and section 10.3 of our Terms treats it as one.
Florida bars unsolicited “telephonic sales calls” made with an automated system for selecting or dialing numbers, or with a recorded message, unless the person gave prior express written consent.[6] The term covers calls to a consumer about goods or services normally used for personal, family or household purposes. The penalty is $500 a violation, and up to three times that if the violation was willful.
A separate section sets the 8 p.m. cutoff and the limit of three calls in 24 hours described under calling hours.[7]
Oklahoma’s Telephone Solicitation Act took effect on November 1, 2022 and follows Florida’s model: written consent for sales calls made with an automated dialing system, no calls between 8 p.m. and 8 a.m., and three calls in 24 hours. We took that from a law firm’s summary and did not read the statute.[8]
Other states have their own rules. Check each state you call.
Canada’s National Do Not Call List has a plain business exemption: “The National DNCL Rules do not apply to telemarketing calls made to businesses.”[9]
The exemption comes with duties. Exempt callers must still keep their own internal do not call list, add a number to it within 14 days and keep it there for 3 years, and identify who the call is for at the start.[9] Organizations that make telemarketing calls must register with the National DNCL operator even when their calls are exempt, and must follow the Telemarketing Rules and the Automatic Dialing-Announcing Device (ADAD) Rules regardless.[10]
This page prints no Canadian calling hours and no Canadian abandoned-call figure, because we could not verify the current CRTC text. Read the CRTC’s Unsolicited Telecommunications Rules, or have your lawyer read them, before you call Canadian numbers.
Call recording
Five at a Time records calls by default, so this part applies to every customer. US federal law allows recording where the person recording is a party to the call or one party has consented.[11] Some states require everyone on the call to consent. California is the example: it requires the consent of all parties to a confidential communication.[12]
In Canada, the Criminal Code allows interception with the consent of one party.[13] Privacy law adds a notice duty. Under PIPEDA, an organization must tell the customer the call is being recorded and why.[14]
Consent to record is your job under section 10.1 of our Terms. If you do not have it, ask us to switch recording off for your business before you call.
What is changing
- FCC proposal of October 28, 2025[15]
On October 28, 2025 the FCC proposed deleting its own abandoned-call rules. It is a proposal, and the FTC’s rule stays.[15] We took that from a law firm’s summary, and we will change this part when the FCC acts on it.
What Five at a Time does and does not do for you
You are the caller. You start every call placed through the dialer and you are responsible for each one. That is section 2.3 of our Terms, and nothing below moves it.
The safeguards in the software
- Verification before the first call. Company details, a phone number confirmed by code, the calling rules you agree to dial under, and a card on file.
- A calling-hours skip. Leads are skipped before 8am and after 6pm in the lead’s local time, read from the area code.
- A team Do Not Call list. Mark a lead once and the number is blocked for every rep on the team.
- Automatic 30-minute holds. Calling pauses when many people are hung up on or many answered calls end within seconds. The screen says why and when it resumes.
- Recording you can switch off. It is on by default. Ask us and we turn it off for your business.
What stays with you
- Compliance. Consent, registry scrubs, hours, attempt limits and every state’s rules are yours. The safeguards are tools, not legal advice.
- The abandoned-call rules. Our holds protect the carrier account every customer calls through. They are not designed to keep you inside the TSR’s or the FCC’s limits.
- Consent to record. We keep the recording. Whether you may make it is your question.
- Where your list came from. Our Acceptable Use Policy wants a source you can name, and it wants consumer numbers scrubbed against the registries before import.
None of this is a compliance guarantee. A dialer that skips a lead at 6:01pm has still left every other rule on this page to you. Two neighbouring subjects have their own pages: what the same calling patterns do to your caller ID is in Spam Likely and parallel dialing, and the seconds between an answer and a rep are in the parallel dialer delay.
Questions about the rules
Is parallel dialing legal?
None of the US or Canadian rules we read bans a live rep from dialing several numbers at once. They regulate how the calls are made. Which rules apply depends on who you call, what number you reach, whether anything prerecorded plays and where the person is. This is not legal advice. Talk to a lawyer about your own calling.
Does B2B change the rules?
It changes some of them. The FTC’s Telemarketing Sales Rule exempts most calls to a business, and the FTC’s guidance says the National Do Not Call Registry provisions do not apply to business-to-business calls. The FCC’s rules are worded differently, and a mobile phone used for work can still count as a residential line.
What counts as an abandoned call?
Under the Telemarketing Sales Rule, a call is abandoned if a person answers and is not connected to a sales representative within two seconds of the person’s completed greeting. The rule’s safe harbor allows no more than 3% of calls answered by a person, measured per campaign over 30 days, and has other conditions.
What happens when two people answer at once?
The rep talks to the first. On Five at a Time the second person hears a short automated apology and the call ends. Vendors disagree about whether that second call counts as an abandoned call, so take it to your lawyer.
Is a parallel dialer an autodialer under the TCPA?
That depends on the dialer and on which law is asking. In Facebook v. Duguid (2021) the US Supreme Court held that an autodialer must have the capacity to use a random or sequential number generator. Florida’s statute speaks of an automated system for selecting or dialing numbers. Ask a lawyer about the dialer you use.
What hours can I cold call?
The FCC’s rule for residential and wireless numbers and the FTC’s Telemarketing Sales Rule both set 8 a.m. to 9 p.m. in the called person’s local time. Florida ends the day at 8 p.m. Five at a Time skips leads before 8am and after 6pm in the lead’s local time, read from the area code, which is a safeguard and not a guarantee.
Do I need consent to record a sales call?
US federal law allows recording when one party to the call consents. Some states require everyone’s consent, and California is one. In Canada the Criminal Code allows it with one party’s consent, and under PIPEDA an organization must tell the customer the call is being recorded and why.
Does Five at a Time make my calling compliant?
No. You are the caller and compliance is yours. The software checks your business before the first call, skips leads outside 8am to 6pm local time, keeps a team Do Not Call list and holds calling for 30 minutes when recent calls look like misuse. Those are safeguards, not a guarantee.
Sources
- FCC rules under the TCPA, 47 CFR 64.1200 (Cornell Legal Information Institute). Autodialed and prerecorded calls (a)(1)(iii) and (a)(3), abandoned calls (a)(6) and (a)(7), calling hours (c)(1), the registry (c)(2), wireless numbers (e). Read November 13, 2026.
- FTC Telemarketing Sales Rule, 16 CFR 310.4 (Cornell Legal Information Institute). Abandoned calls (b)(1)(iv), the safe harbor (b)(4), calling hours (c). Read November 13, 2026.
- FTC Telemarketing Sales Rule, 16 CFR 310.6 (Cornell Legal Information Institute). The business-to-business exemption, (b)(7). Read November 13, 2026.
- Federal Trade Commission, "Complying with the Telemarketing Sales Rule". Says the registry provisions do not apply to business-to-business calls. Read November 13, 2026.
- US Supreme Court, Facebook, Inc. v. Duguid, No. 19-511, decided April 1, 2021. Read November 13, 2026.
- Florida Statutes (2024), s. 501.059. Automated and recorded sales calls, (8)(a). Read November 13, 2026.
- Florida Statutes (2024), s. 501.616. Hours and the three-call limit, (6). Read November 13, 2026.
- Manatt, "Oklahoma’s mini-TCPA takes effect". A law firm’s summary. We did not read the Oklahoma statute itself. Read November 13, 2026.
- National Do Not Call List (Canada), "Exemptions". Read November 13, 2026.
- National Do Not Call List (Canada), frequently asked questions for organizations. Read November 13, 2026.
- 18 U.S.C. 2511 (Cornell Legal Information Institute). Recording with one party’s consent, (2)(d). Read November 13, 2026.
- California Penal Code, s. 632 (FindLaw). Read November 13, 2026.
- Criminal Code (Canada), s. 184. Consent of one party, (2)(a). Read November 13, 2026.
- Office of the Privacy Commissioner of Canada, guidance on recording customer calls. Read November 13, 2026.
- Kelley Drye, "Look who’s calling: FCC includes proposals to roll back several TCPA rules as part of call branding initiative". A law firm’s summary of the FCC’s October 28, 2025 proposal. Read November 13, 2026.
Laws change and so do the pages they are printed on. We read each of these on November 13, 2026. If something here is out of date or wrong, tell us and we will fix it and change the date.
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